women shopping during the holidays in cold weather - credit free christmas

5 Reasons Why A Credit Free Christmas Is Better

When you're shopping with a card, it's easy to go overboard on your spending. Businessman and Author, Dave Ramsey, shares why paying with cash and doing a credit free Christmas is the best option for families on a budget.

The Total Money Makeover

Best Selling Author and Money Expert #DaveRamsey has reached more than 500 million people with his book The Total Money Makeover, giving them steps to improve their lives!